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How much do you need?
R  1 000
R 500
R 30 000
How much do you need?
R  1 000
R 500
R 30 000
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Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 91 days (3 months) and maximum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of R10 000 that will be paid in 3 months, the total payment of the loan will be R15 000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 91 days (3 months) and maximum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of R10 000 that will be paid in 3 months, the total payment of the loan will be R15 000.

Claim Your Cash

Instantly

We ensure loans in the quickest time, no branch visits required

Uncomplicated

Minimal documentation and easy online loan application

Convenient

For our first-time customers, a 0% interest loan up to R 20,000

Handy

Money is immediately transferred to your account upon loan approval and contract signing

What do we need from you?

Debit card linked to your account

Age group from 18 to 80 years old

National ID or Passport

Phone and email contact details

Steps to Apply for a Loan

1

Compare Most Fitting Offers

Select lenders by clicking the "Claim" button

2

Get your Loan

Opt for several lenders, increase the chances of securing a loan

3

Await Your Loan

Once approved, sign the contract and the funds will be transferred to your account

Don't Delay! Limited Offers Available

09:59

Trusted by Thousands Nationally

Themba

Truly a remarkable company, like a reliable friend. Apply and they assist without hesitation. Will definitely use their services again and recommend them to my friends. Thank you very much and good luck!

Mandla

Like everyone, I have my good days and bad. During a difficult financial period, onlineloan247.com was there to help. I'm now a loyal customer.

Sipho

Big thanks to onlineloan247.com for providing me with an almost interest-free loan for 20 days. They came through when I needed to make an urgent purchase.

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Material Disclosure

We represent Fininity OÜ, which acts as a credit broker. We are not a lender. onlineloan247.com does not directly offer any type of loans or consumer loan products.

Repayment Periods and Interest Rates

The loans offered through onlineloan247.com have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). Interest rates vary from lender to lender, and APRs range from 0% to 36%. Your credit score and financial situation may influence the rates you're offered.

Collection Process

All payments are collected by the lender directly. If you are unable to repay your loan on time, contact your lender immediately to discuss possible options. Please note that late or non-payment may result in additional charges and may affect your credit score.

Consequences of Nonpayment

If you cannot repay on time, your lender may start the collection process as per the loan agreement. Your lender will often contact you to arrange an alternative repayment schedule. This could result in additional fees or interest. Lenders also have an option to file a lawsuit against you. Consider contacting your lender before missing a payment to find out what collection policy they have and discuss your repayment options.

Loan Extension Policy

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.

Extension Policy

If you want to renew or extend your current loan, kindly contact your lender before your payment date. Even though some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.
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